Use of Information

Any person is hereby authorized to view the information available from this website for informational purposes only. No part of the information on this site can be redistributed, copied, or reproduced without prior written consent of First Federal Bank of Wisconsin.

Copyright Information

©2011 First Federal Bank of Wisconsin, All Rights Reserved
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All information in this site is protected by a compilation copyright in the United States of America based on U.S. Copyright Law (17 U.S.C. sec.101 et seq) and International Copyright Laws and may not be reproduced in whole or in part. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on this site.

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Disclaimer of Warranties

The information contained or accessed, and references to corporations, including their services and products, are provided “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or error-free or uninterrupted service.

Descriptions of, or references to, products, services or publications within First Federal Bank of Wisconsin’s website does not imply endorsement of that product, service or publication. First Federal Bank of Wisconsin makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. First Federal Bank of Wisconsin specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose.

This publication could include technical inaccuracies or typographical errors. Changes may be periodically made to the information herein.

Disclosures

All funds are insured by the Federal Deposit Insurance Corporation (FDIC) for at least $250,000.00.  For more information about FDIC insurance coverage, visit www.fdic.gov.

Facts, data, & other information presented on First Federal Bank of Wisconsin website pages are provided directly by First Federal Bank of Wisconsin.

First Federal Bank of Wisconsin, our employees, officers, directors and shareholders, as well as BankSITE®, are not responsible for typographical errors or errors of omission; and, we cannot guarantee that all information is accurate or complete.

Deposit information presented on the website of First Federal Bank of Wisconsin is in accordance with the Federal Reserves Truth in Savings Act (12CFR230). Interest rates displayed for deposit products are based on Annual Percentage Yield (APY) and may fluctuate at any time.

Liberty Plus Checking: *Annual Percentage Yield (APY) is subject to change.  Liberty Plus is not a free account if qualifying criteria is not met.  Rates are subject to change without notice.  Interest is based on the daily balance in the account and is compounded and credited monthly.  Interest begins to accrue on the first business day after the banking day you deposit non-cash items (for example, checks).  Minimum balance to open the account is $100.00.  Customer must have one (1) direct deposit (an ACH credit) of at least $100 per statement cycle, must have a minimum of three (3) point of sale purchases per statement cycle, must sign up for and access free online banking once per statement cycle, sign up for and maintain free eStatements and maintain a $2500 average daily ledger balance to avoid a $25 plus $.15 per item monthly service fee.  Fees may reduce earnings on account.  See Customer Representative for complete details.

Loan information presented on the website of First Federal Bank of Wisconsin is in accordance with the Federal Reserve Truth in Lending Act (12CFR226). Interest rates displayed for loan products are based on an Annual Percentage Rate (APR) and may fluctuate at any time.

Home Equity Loan Rate Disclosures:
Fixed Rate Home Equity Loan – Rates and terms subject to change. Normal underwriting guidelines apply. Standard fees at borrower’s expense.

Home Equity Line of Credit – Monthly Payments and Interest Only – The fully indexed Annual Percentage Rate (APR) is Prime + 0%. “Prime” means the prime rate as published in The Wall Street Journal. The current rate is shown in the table. The rate may increase or decrease and cannot exceed 18%. Appraisal or title insurance, if required, at borrower’s expense. Property insurance is required. Flood insurance may be required. Property must be owner-occupied. Normal underwriting guidelines apply. Non-owner occupied loans are available at 1% higher with maximum of 90% LTV.

Mortgage Loan Rate Disclosures:
15-Year and 20-Year Fixed Rate – Rates and terms subject to change. Normal underwriting guidelines apply. Borrower pays all closing costs.

30-Year Fixed Rate – Rates and terms subject to change. Normal underwriting guidelines apply. Borrower pays all closing costs.

Construction Loan – Rates and terms subject to change. Normal underwriting guidelines apply. Borrower pays all closing costs. Your interest rate cannot change, increase or decrease more than two percentage points at each adjustment.

Adjustable Rate Mortgage – Rates and terms subject to change. Normal underwriting guidelines apply. Borrower pays all closing costs. Your interest rate cannot change, increase or decrease more than two percentage points at each adjustment.

18-Month CD Special
† Annual Percentage Yield (APY) based on a $10,000 minimum balance (maximum balance $100,000). Relationship Certificate of Deposit (CD) account requires an active First Federal checking account. Cannot be opened with money currently on deposit at First Federal Bank. APY is effective as of the day of opening and assumes the funds remain on deposit for the term of the certificate. Early withdrawal or fees will reduce earnings. Penalty may be imposed for early withdrawal. Rates are subject to change without notice. See Customer Service Representative for complete details. MEMBER FDIC