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Consumer Deposit Accounts Rates
Rate are effective as of 05/19/23.
Rates Subject to Change Without Notice.
Consumer Deposit Accounts
| Account Type | Minimum Dollar Amount to Open Account | Minimum Dollar Amount to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| Rewards Checking**1 | $50.00 | $0.01 – $14,999.99 $15,000.00 – above | 4.88% 0.10% | 5.00% 0.10% - 5.00% |
| Money Market Promo*4 | $100.00 | $0.01 - $4,999.99 $5,000.00 - above | 0.10% 3.45% | 0.10% 3.50% |
| Rewards Money Market*5 | $100.00 | $0.01 - $49,999.99 $50,000.00 - above | 0.15% 3.20% | 0.15% 3.25% |
| Relationship Checking* | $1,500.00 | $0.01 – $1,499.99 $1,500.00 – above | 0.05% 0.10% | 0.05% 0.10% |
| Relationship Money Market*2 | $5,000.00 | $0.01 – $4,999.99 $5,000.00 – $24,999.99 $25,000.00 – $99,999.99 $100,000.00 – $249,999.99 $250,000.00 – above | 0.15% 0.25% 0.50% 1.00% 1.24% | 0.15% 0.25% 0.50% 1.00% 1.25% |
| Freedom Money Market* | $2,500.00 | $0.01 – $4,999.99 $5,000.00 – $24,999.99 $25,000.00 – $99,999.99 $100,000.00 – $249,999.99 $250,000.00 – above | 0.05% 0.15% 0.25% 0.50% 0.75% | 0.05% 0.15% 0.15% 0.50% 0.75% |
| Health Savings Account** | $0.00 | $0.01 – $2,499.99 $2,500.00 – $9,999.99 $10,000.00 – $24,999.99 $25,000.00 – above | 0.05% 0.10% 0.20% 0.30% | 0.05% 0.10% 0.20% 0.30% |
| Health Savings Money Market*3 | $10,000.00 | $0.01 – $24,999.99 $25,000.00 – $99,999.99 $100,000.00 – above | 0.15% 0.35% 0.45% | 0.15% 0.35% 0.45% |
| Statement Savings | $50.00 | $0.01 | 0.10% | 0.10% |
| Penny the Panda Savings | $5.00 | $0.01 | 0.10% | 0.10% |
| * Interest is calculated on the entire balance each day at the rate in effect for that balance tier. ** Interest is calculated on the portion of funds within the tier. 1- Qualifications: The following three (3) requirements must be met in order to obtain the disclosed rate: (1) a combined direct deposit (payroll, government or pension benefits) total of at least $250.00 or two (2) ACH debits must post to the account during the statement cycle, (2) eStatement enrollment, and (3) a combined total of ten (10) debit card purchases must post to the account during the statement cycle. ATM transactions do not count as debit card transactions. Account transactions must post to the account during the statement cycle in order to meet the qualifying requirements. If qualifications are met, balances up to will follow the interest rates disclosed above. If qualification requirements are not met, APY is 0.05%. Fees may reduce earnings on the account. One account per tax reporting owner. Certain activity restrictions may apply. Refer to account disclosures for full details. 2- You must have an active Rewards, BFF or Relationship checking account for the statement cycle. If the qualifying requirements are not met, the rate will default to 0.05%. 3- You must have an active Health Savings Account for the statement cycle. If the qualifying requirements are not met, the rate will default to 0.05%. 4- The 6-month introductory rate is available on new money market accounts with a minimum opening deposit of $5,000.00 in new money. After the introductory term, rates will match the standard rate chart for this product. Interest rates are subject to change without notice. Certain activity restrictions may apply and fees could reduce earnings on the above accounts. Offer valid to consumer accounts only. 5- You must have an active Rewards Checking account for the statement cycle. If the qualifying requirements are not met, the rate will default to 0.15%. |
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