Consumer Deposit Accounts Rates

Rates/APY -Annual Percentage Yield- are effective as of 04/23/24
Rates Subject to Change Without Notice.

 

Consumer Deposit Accounts

Account TypeMinimum Dollar Amount to Open AccountMinimum Dollar Amount to Obtain Annual Percentage YieldInterest RateAnnual Percentage Yield
Rewards Checking**1
$50.00$0.01 – $14,999.99
$15,000.00 – above		4.88%
0.10%		5.00%
0.10% - 5.00%
Money Market Promo*4$100.00$0.01 - $4,999.99
$5,000.00 - above		0.10%
3.45%		0.10%
3.50%
Rewards Money Market*5$100.00$0.01 - $49,999.99
$50,000.00 - above		0.15%
3.45%		0.15%
3.50%
Relationship Checking*$1,500.00$0.01 – $1,499.99
$1,500.00 – above		0.05%
0.10%		0.05%
0.10%
Relationship Money Market*2$5,000.00$0.01 – $4,999.99
$5,000.00 – $24,999.99
$25,000.00 – $99,999.99
$100,000.00 – $249,999.99
$250,000.00 – above		0.15%
0.25%
0.50%
1.00%
1.24%		0.15%
0.25%
0.50%
1.00%
1.25%
Freedom Money Market*$2,500.00$0.01 – $4,999.99
$5,000.00 – $24,999.99
$25,000.00 – $99,999.99
$100,000.00 – $249,999.99
$250,000.00 – above		0.05%
0.15%
0.25%
0.50%
0.75%		0.05%
0.15%
0.15%
0.50%
0.75%
Health Savings Account**$0.00$0.01 – $2,499.99
$2,500.00 – $9,999.99
$10,000.00 – $24,999.99
$25,000.00 – above		0.05%
0.10%
0.20%
0.30%		0.05%
0.10%
0.20%
0.30%
Health Savings Money Market*3$10,000.00$0.01 – $24,999.99
$25,000.00 – $99,999.99
$100,000.00 – above		0.15%
0.35%
0.45%		0.15%
0.35%
0.45%
Statement Savings$50.00$0.010.10%0.10%
Penny the Panda Savings$5.00$0.010.10%0.10%
APY= Annual Percentage Yield
* Interest is calculated on the entire balance each day at the rate in effect for that balance tier.
** Interest is calculated on the portion of funds within the tier.
1- Qualifications: the following 2 (two) requirements must be met to obtain the disclosed rate and avoid the $10.00 monthly service charge :(1) eStatement enrollment, and (2) a combined total of 5 debit transactions (This can be any combination of ACH Debits or Debit Card Transactions). Qualifying debit card activity includes point-of-sale purchases/withdrawals (PIN and Signature), and ATM transactions (Transfers and withdrawals) count toward bonus qualifications. Account transactions must be posted to the account during the statement cycle to meet all qualifying requirements. If qualifications are met, balances up to $15,000 earn 5.00% APY; and balances over $15,000 earn 0.10% APY interest rate on the portion of balance over $15,000, resulting in an APY from 0.10% to 5.00% depending on the account balance. If qualifications requirements are not met, the APY is 0.05%. Fees may reduce earnings on the account. One account per tax reporting owner. Rate subject to change at any time without notice. Refer to account disclosures for full details. See a banker for more details.
2- You must have an active Rewards, BFF or Relationship checking account for the statement cycle. If the qualifying requirements are not met, the rate will default to 0.05%.
3- You must have an active Health Savings Account for the statement cycle. If the qualifying requirements are not met, the rate will default to 0.05%.
4- The 6-month introductory rate is available on new money market accounts with a minimum opening deposit of $5,000.00 in new money. After the introductory term, rates will match the standard rate chart for this product.
Interest rates are subject to change without notice. Certain activity restrictions may apply and fees could reduce earnings on the above accounts. Offer valid to consumer accounts only.
5- You must have an active Rewards Checking account for the statement cycle. If the qualifying requirements are not met, the rate will default to 0.15%.