Checking Accounts

With three different checking accounts to choose from, First Federal Bank has options for everyone.  It’s easy to switch and we will buy back your unused checks and debit cards from another financial institution for up to $10!

Enjoy these free services with every First Federal Checking Account:

  • Online Banking, Bill Pay & Mobile Banking*
  • No monthly fee debit card
  • eStatements
  • Direct Deposit
  • Automatic transfers between accounts
  • Combined statements
  • Free ATM transactions when you use ATM Access Network or Money Pass Network ATMs
  • Free first order of checks
  • Free checks for life for anyone 55 years and over, active military personnel and veterans

*Per your data provider, SMS message and data fees may apply.

Freedom Checking

Our equivalent of “Free Checking”, Freedom Checking is ideal for your day-to-day purchases.

  • No minimum balance
  • No monthly service or activity fees
  • $50 minimum to open the account
  • No monthly fee debit card
  • Unlimited debit card transactions and check writing
  • Free Online Banking with Bill Pay
  • Free Mobile Banking with Mobile Deposit*
  • Free eStatements
  • Free Direct Deposit
  • First order of checks free

*Per your data provider, SMS message and data fees may apply.

Rewards Checking

With our Rewards Checking Account, you can earn a great interest rate on your balance and get ATM fees refunded up to $25 per statement cycle when you meet the simple qualifications!

  • No minimum balance or monthly surcharge
  • Earn superior interest rates on balances when qualifications are met:
    • Ten (10) debit card transactions required per statement cycle
    • One (1) Direct Deposit of $250 or more
    • Must be signed up for eStatements
  • Free ATMs anywhere in the continental United States**
  • $50 minimum to open the account
  • No monthly fee debit card
  • Unlimited debit card transactions and check writing
  • Free Online Banking with Bill Pay
  • Free Mobile Banking with Mobile Deposit*
  • Free eStatements
  • Free Direct Deposit
  • First order of checks free

*Per your data provider, SMS message and data fees may apply. 

**ATM fees will be reimbursed at each statement cycle if qualifications are met.

 

Relationship Checking

Relationship Checking is our checking account designed for those interested in higher interest!

  • $1,500 minimum to open the account
  • $10 monthly charge if minimum balance falls below $1,500
  • Higher interest rate with balance of $1,500 or more
    • Competitive interest if balance falls below $1,500
  • No monthly fee debit card
  • Unlimited debit card transactions and checking writing
  • No monthly fee debit card
  • Unlimited debit card transactions and check writing
  • Free Online Banking with Bill Pay
  • Free Mobile Banking with Mobile Deposit*
  • Free eStatements
  • Free Direct Deposit

*Per your data provider, SMS message and data fees may apply.

For more information or to open an account, please visit one of our convenient locations or call us at 262-542-4448.