Checking Accounts

At First Federal, the freedom to bank smarter starts with the right checking account. We give you options that help you select the right account to match your needs. To obtain more information or open an account, visit one of our convenient locations or call us at 262-542-4448.

Free with any First Federal Checking Account:

  • Online Banking, Bill Pay & Mobile Banking
  • No monthly fee debit card
  • Direct Deposit
  • Automatic transfers between First Federal checking and savings accounts
  • Combined statements with all your First Federal accounts
  • Free ATM transactions at First Federal, more than 850
    Access Network ATMs
    in Wisconsin and Money Pass Network ATMs nationwide

Other Banking Services:

  • Night deposits
  • Official checks
  • First box of checks & unlimited check writing
  • Notary
  • Wire transfers
  • Direct Deposits
  • Money Orders
  • Automated loan payments
  • Business loans**
  • VISA credit cards**

**Subject to credit approval NOTE: In order to meet the U.S. Patriot Act, all accounts must be opened in person with one form of government issued picture identification.


*APY = Annual Percentage Yield

Rates may change after the account is opened.
Fees could reduce the earnings on the account.
See Disclosures for details.


Freedom Checking

Our equivalent of “free checking”
Freedom Checking is ideal for your day to day purchases.
* Per your data provider SMS, message and data fees may apply.

Learn More...
  • No minimum balance required
  • No monthly service or activity fees
  • $50 to open the account
  • Unlimited debit card transactions and check writing
  • FREE Online Banking with Bill-Pay
  • FREE Mobile Banking with mobile deposit*
  • FREE E-statements
  • FREE direct deposit
  • FREE Debit Card
  • First order of checks FREE

Rewards Checking

With our Rewards Checking Account, you can earn a great interest rate on your balance and get free ATM fee refunds** nationwide when you meet the simple qualifications!
*Per your data provider SMS, message and data fees may apply
**ATM fees will be reimbursed at each statement cycle date if qualifications are met

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  • No minimum balance required
  • Earn superior interest rates on balances when qualifications are met
  • Free ATMs anywhere in the continental United States**
  • $50 to open the account
  • No monthly fee debit card
  • Unlimited debit card transactions and check writing
  • First order of checks FREE
  • The following qualifications are met during each statement cycle:
  • Ten (10) debit transactions required per statement cycle
  • One (1) direct deposit or ACH automatic withdrawal of at least $250.00
  • Must be signed up for eStatements
  • In addition, get these great benefits:
  • FREE Online Banking and Bill-Pay
  • FREE Mobile Banking with mobile deposit*
  • FREE eStatements
  • ATM Access Network – thousands of participating financial institutions

Relationship Checking

Relationship checking offers a competitive interest rate.
$1500.00 minimum to open
* Per your data provider SMS, message and data fees may apply.
Free ATMs anywhere in the continental United States**

Learn More...
  • $1500 to open the account
  • No monthly fee debit card
  • Unlimited debit card transactions and check writing
  • First order of checks FREE
  • In addition, get these great benefits:
  • FREE Online Banking and Bill-Pay
  • FREE Mobile Banking with mobile deposit*
  • FREE eStatements

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, contact us immediately at 262-542-4448. After regular business hours, please call 1-800-554-8969 to receive immediate assistance.

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