Residential Lending Team


With a full range of residential loan products, First Federal Bank can help you find the loan that best fits your needs and your budget.  Whether you are purchasing, refinancing or even building, our experienced and licensed Loan Officers will help you through the loan process every step of the way. Each situation is unique and we pride ourselves on being flexible, responsive and creating solutions for our customers to make home ownership possible in a timely manner.  That’s The Community Bank Difference.

  • Fixed and Adjustable Rate Mortgages
  • New Construction Loans
  • Lot Loans
  • First Time Home Buyer Program
    • First Federal Bank
    • WHEDA
  • Home Equity Loans
  • Home Improvement Loans
  • 1-4 Family Non-Owner Occupied
  • Second Home Loans
  • Veterans Affairs (VA) Loans
  • Other Specialty Loans



Residential Lending Team:

Duane R. Kilby NMLS# 447087    Vice President – Residential Lending Phone (262) 542-4448 ext: 3208          Fax (262) 548-8871                                   Office – 1617 E. Racine Ave         Waukesha, WI  53186