Checking Accounts

At First Federal, the freedom to bank smarter starts with the right checking account. We give you options that help you select the right account to match your needs. To obtain more information or open an account, visit one of our convenient locations or call us at 262 542-4448.


Freedom Checking

Our equivalent of “free checking”; Freedom Checking is ideal for your day to day purchases.

Overview

  • No minimum balance required
  • No monthly service or activity fees
  • $100 to open the account
  • No monthly fee debit card
  • First order of checks free
  • Free online statements
  • Direct Deposit, Online Banking, Bill Pay and Mobile Banking available

Related Services

  • Direct Deposit – Take advantage of the benefits of setting up direct deposit to your checking account
  • FREE Online Banking, Online Bill Pay and Mobile Banking – Enjoy a fast, safe and secure way to bank – anytime, anywhere:
    • View account balances and activity
    • Receive, view, pay and file bills online with bill pay
    • Receive Online Statements for your deposit accounts

Liberty Checking

Enjoy the benefits of the Liberty Checking account!

Overview

  • This account earns interest – please see a bank representative for details
  • $500 daily balance required
  • $5 monthly + .15 cents per item if balance falls below $500
  • $100 to open the account
  • No monthly fee debit card
  • First order of checks free
  • Free online statements
  • Direct Deposit, Online Banking, Bill Pay and Mobile Banking available

Related Services

  • Direct Deposit – Take advantage of the benefits of setting up direct deposit to your checking account
  • FREE Online Banking, Online Bill Pay and Mobile Banking – Enjoy a fast, safe and secure way to bank – anytime, anywhere:
    • View account balances and activity
    • Receive, view, pay and file bills online with bill pay
    • Receive Online Statements for your deposit accounts

Freedom Plus Checking

Start saving money with free access to ATMs anywhere in the continental United States!

Overview

  • $1500 average daily balance
  • $100 to open the account
  • One (1) direct deposit ($100 minimum) per statement cycle
  • One (1) log-in to online banking per statement cycle
  • Online Statements required
  • No monthly fee debit card
  • First order of checks free
  • Direct Deposit, Online Banking, Bill Pay and Mobile Banking available
  • $15 monthly fee if all of the above criteria is not met

Related Services

  • Direct Deposit – Take advantage of the benefits of setting up direct deposit to your checking account
  • FREE Online Banking, Online Bill Pay and Mobile Banking – Enjoy a fast, safe and secure way to bank – anytime, anywhere:
    • View account balances and activity
    • Receive, view, pay and file bills online with bill pay
    • Receive Online Statements for your deposit accounts

Liberty Plus Checking

Reward yourself with the highest level of benefits. Liberty Plus Checking includes interest and fee free ATMs anywhere in the continental United States!

Overview

  • This account earns interest – please see a bank representative for details
  • $2500 average daily balance
  • $100 to open the account
  • Minimum of 3 point of sale purchases with debit card per statement cycle
  • One (1) direct deposit ($100 minimum) per statement cycle
  • One (1) log-in to online banking per statement cycle
  • Online Statements required
  • No monthly fee debit card
  • First order of checks free
  • Direct Deposit, Online Banking, Bill Pay and Mobile Banking available
  • $25 monthly fee + .15¢ per item if all of the above criteria is not met

Related Services

  • Direct Deposit – Take advantage of the benefits of setting up direct deposit to your checking account
  • FREE Online Banking, Online Bill Pay and Mobile Banking – Enjoy a fast, safe and secure way to bank – anytime, anywhere:
    • View account balances and activity
    • Receive, view, pay and file bills online with bill pay
    • Receive Online Statements for your deposit accounts

Liberty 50+ Checking

Over 50 years old? Liberty 50+ may be the checking account for you!

Overview

  • This account earns interest – please see a bank representative for details
  • Free checks for life of the account!
  • No minimum balance
  • No monthly service or activity fees
  • $100 to open the account
  • Online statements required
  • No monthly fee debit card
  • Direct Deposit, Online Banking, Bill Pay and Mobile Banking available

Related Services

  • Direct Deposit – Take advantage of the benefits of setting up direct deposit to your checking account
  • FREE Online Banking, Online Bill Pay and Mobile Banking – Enjoy a fast, safe and secure way to bank – anytime, anywhere:
    • View account balances and activity
    • Receive, view, pay and file bills online with bill pay
    • Receive Online Statements for your deposit accounts

Free with any First Federal Checking Account:

  • Online Banking, Bill Pay & Mobile Banking
  • No monthly fee debit card
  • Direct Deposit
  • Automatic Transfers between First Federal checking and savings accounts
  • Combined Statements with all your First Federal accounts
  • Use the MoneyPass ATM Network nationwide
  • Free ATM transactions at First Federal and more than 850 Access Network ATMs in Wisconsin

Other Banking Services

  • Night deposits
  • Cashiers checks
  • First box of Checks & Unlimited Check Writing
  • Notary
  • Wire transfers
  • Direct deposits
  • Money orders
  • Travelers checks
  • Automated loan payments
  • Business loans**
  • VISA credit cards**

**Subject to credit approval

NOTE: In order to meet the U.S. Patriot Act, all accounts must be opened in person with one form of government issued picture identification.


*APY = Annual Percentage Yield
Rates may change after the account is opened.
Fees could reduce the earnings on the account.
See Disclosures for details.