At First Federal, the freedom to bank smarter starts with the right checking account. We give you options that help you select the right account to match your needs. To obtain more information or open an account, visit one of our convenient locations or call us at 262 542-4448.
Freedom Checking
Our equivalent of “free checking”; Freedom Checking is ideal for your day to day purchases.

Overview
- No minimum balance required
- No monthly service or activity fees
- $100 to open the account
- No monthly fee debit card
- First order of checks free
- Free online statements
- Direct Deposit, Online Banking, Bill Pay and Mobile Banking available
Related Services
- Direct Deposit – Take advantage of the benefits of setting up direct deposit to your checking account
- FREE Online Banking, Online Bill Pay and Mobile Banking – Enjoy a fast, safe and secure way to bank – anytime, anywhere:
- View account balances and activity
- Receive, view, pay and file bills online with bill pay
- Receive Online Statements for your deposit accounts
Liberty Checking
Enjoy the benefits of the Liberty Checking account!

Overview
- This account earns interest – please see a bank representative for details
- $500 daily balance required
- $5 monthly + .15 cents per item if balance falls below $500
- $100 to open the account
- No monthly fee debit card
- First order of checks free
- Free online statements
- Direct Deposit, Online Banking, Bill Pay and Mobile Banking available
Related Services
- Direct Deposit – Take advantage of the benefits of setting up direct deposit to your checking account
- FREE Online Banking, Online Bill Pay and Mobile Banking – Enjoy a fast, safe and secure way to bank – anytime, anywhere:
- View account balances and activity
- Receive, view, pay and file bills online with bill pay
- Receive Online Statements for your deposit accounts
Freedom Plus Checking
Start saving money with free access to ATMs anywhere in the continental United States!

Overview
- $1500 average daily balance
- $100 to open the account
- One (1) direct deposit ($100 minimum) per statement cycle
- One (1) log-in to online banking per statement cycle
- Online Statements required
- No monthly fee debit card
- First order of checks free
- Direct Deposit, Online Banking, Bill Pay and Mobile Banking available
- $15 monthly fee if all of the above criteria is not met
Related Services
- Direct Deposit – Take advantage of the benefits of setting up direct deposit to your checking account
- FREE Online Banking, Online Bill Pay and Mobile Banking – Enjoy a fast, safe and secure way to bank – anytime, anywhere:
- View account balances and activity
- Receive, view, pay and file bills online with bill pay
- Receive Online Statements for your deposit accounts
Liberty Plus Checking
Reward yourself with the highest level of benefits. Liberty Plus Checking includes interest and fee free ATMs anywhere in the continental United States!

Overview
- This account earns interest – please see a bank representative for details
- $2500 average daily balance
- $100 to open the account
- Minimum of 3 point of sale purchases with debit card per statement cycle
- One (1) direct deposit ($100 minimum) per statement cycle
- One (1) log-in to online banking per statement cycle
- Online Statements required
- No monthly fee debit card
- First order of checks free
- Direct Deposit, Online Banking, Bill Pay and Mobile Banking available
- $25 monthly fee + .15¢ per item if all of the above criteria is not met
Related Services
- Direct Deposit – Take advantage of the benefits of setting up direct deposit to your checking account
- FREE Online Banking, Online Bill Pay and Mobile Banking – Enjoy a fast, safe and secure way to bank – anytime, anywhere:
- View account balances and activity
- Receive, view, pay and file bills online with bill pay
- Receive Online Statements for your deposit accounts
Liberty 50+ Checking
Over 50 years old? Liberty 50+ may be the checking account for you!

Overview
- This account earns interest – please see a bank representative for details
- Free checks for life of the account!
- No minimum balance
- No monthly service or activity fees
- $100 to open the account
- Online statements required
- No monthly fee debit card
- Direct Deposit, Online Banking, Bill Pay and Mobile Banking available
Related Services
- Direct Deposit – Take advantage of the benefits of setting up direct deposit to your checking account
- FREE Online Banking, Online Bill Pay and Mobile Banking – Enjoy a fast, safe and secure way to bank – anytime, anywhere:
- View account balances and activity
- Receive, view, pay and file bills online with bill pay
- Receive Online Statements for your deposit accounts
Free with any First Federal Checking Account:
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Other Banking Services
**Subject to credit approval NOTE: In order to meet the U.S. Patriot Act, all accounts must be opened in person with one form of government issued picture identification. |
*APY = Annual Percentage Yield Rates may change after the account is opened. Fees could reduce the earnings on the account. See Disclosures for details.

