The Community Bank Difference


The Community Bank Difference is more than tagline, it is our culture we created at First Federal Bank.

Edward H. Schaefer

When you work with us, you can expect:

  • Quick LOCAL Decision Making
  • Great CUSTOMER Experience
  • Significant COMMUNITY Commitment

At First Federal Bank our competitive advantage is our people, how we serve our customers and support our communities. 

We believe in conducting business with honesty and integrity. 

We know that trust, along with providing individualized service and financial expertise builds long-term relationships.

Banking should be convenient and easy.  We are experts in the products and services we provide and in helping our customers achieve their financial goals.

We look forward to serving you and showing you what The Community Bank Difference is all about!


Edward H. Schaefer | President & CEO