Current Offers

Construction Loan Specials

Conventional Loan – 2.89% APR* – 12 months

 *Annual Percentage Rate is 2.89%.  Payment assumes 20% down, loan amount of $350,000 which is interest only payment of $619.79 per month when fully drawn and does not include taxes and/or insurance premiums, if applicable and the actual payment obligation will be greater.  Construction loan is interest only, fixed for 12 months, then balance (balloon) is refinanced into a fixed or Adjustable Rate Mortgage (ARM) loan. All loans subject to credit approval based on the underwriting factors such as credit score, income history, property value and others.  Other rates and higher loan-to-value programs are available.  Advertised rate accurate as of 03/07/2018 and can change at any time without notice.

Jumbo Loan – 3.19% APR* – 12 months

*Annual Percentage rate is 3.19%.  Payment assumes 20% down, loan amount of $480,000, with an interest only payment of $1,050.00 per month when fully drawn and does not include taxes and/or insurance premiums, if applicable and the actual payment obligation will be greater.  Construction loan is interest only, fixed for 12 months, then balance (balloon) is refinanced into a fixed or Adjustable Rate Mortgage (ARM) loan. All loans subject to credit approval based on the underwriting factors such as credit score, income history, property value and others.  Other rates and higher loan-to-value programs are available.  Advertised rate accurate as of 03/07/2018 and can change at any time without notice.

 

Freedom Loan

60-month at 6.75% APR*

*Monthly payment of $196.83 example is based on a $10,000 loan amount at 6.75% APR (Annual Percentage Rate) and 60 month loan term, other terms available.   APR reflects .25% Auto Pay discount.  Advertised rates current as of 4/1/2018, subject to change at any time without notice and borrower eligibility.  Not all applicants will qualify for the lowest rate.  Your actual rate will depend on a variety of factors, including evaluation of your creditworthiness, income and other conditions.  The .25% Auto Pay discount interest rate reduction requires you to agree to make monthly principal and interest payment by an automatic monthly deduction from a checking or savings account. The benefit will discontinue if you do not pay by automatic deduction.  Auto Pay is not required to receive a loan from FFBWI.

 

Checking Accounts

Rewards Checking – 2.00% APY*

*APY – Annual Percentage Yield – accurate as of 2/20/18.

  • 2.00% APY paid on balances up to $15,000.00 and 0.20% APY paid on balances above $15,000.00 when qualifications are met each statement cycle
    • Qualifications:
      • Ten (10) debit card transactions 
      • One (1) $250 minimum direct deposit or two (2) automatic debits
      • Enrollment in e-statements
  • Accounts that do not meet qualification requirements will be paid a rate of 0.01% on the entire balance and a service charge of $10 will be applied
  • Interest is compounded and credited every month
  • No minimum balance requirement
  • $50.00 minimum to open

**Foreign ATM fees up to $25.00 will be reimbursed when qualifications are met

†Per your data provider, SMS and data fees may apply.

Learn more about our personal checking accounts here.

 

Freedom Business Checking

  • $50 minimum to open
  • 1,000 free monthly transactions – includes debits and credits
    • If transactions exceed 1,000 per month, the account may be converted to another checking product
  • Up to $10,000 coin and currency deposited per month free
    • If account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product
  • No monthly service charge

Learn more about our business checking accounts here.  

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