Current Offers


Certificate of Deposit Specials

13-Month CD  –  2.25% APY*

21-Month CD  –  2.50% APY*

*APY – Annual Percentage Yield – accurate as of 01/10/2019. Interest rates are set at the time the CD is opened. Advertised rate and APY are offered at the bank’s discretion and may change daily. Interest is compounded and credited annually and at maturity. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. $500.00 minimum required to open account. Rates apply to the initial term only. The 13-month CD is automatically renewed into a standard 12-month CD, at the rate offered at the time of renewal. The 21-month CD is automatically renewed into a standard 18-month CD, at the rate offered at the time of renewal.



Freedom Loan

60-month at 6.50% APR*

*Monthly payment of $195.66 example is based on a $10,000 loan amount at 6.50% APR (Annual Percentage Rate) and 60-month loan term, other terms available. A 0.25% Auto Pay discount is available when you to agree to make monthly principal and interest payments by an automatic monthly deduction from a checking or savings account.  Advertised interest rate special effective 2/1/2019 – 4/30/2019, subject to change at any time without notice and borrower eligibility.  Not all applicants will qualify for the lowest rate.  Your actual rate will depend on a variety of factors, including evaluation of your creditworthiness, income and other conditions.  The Auto Pay discount will discontinue if you cease payments by automatic deduction.  Auto Pay is not required to receive a loan from FFBWI.



Checking Accounts

Rewards Checking – 2.00% APY*

*APY – Annual Percentage Yield – accurate as of 1/2/2019.

  • 2.00% APY paid on balances up to $15,000.00 and 0.20% APY paid on balances above $15,000.00, resulting in a range from 0.23% to 2.00% APY depending upon the account’s balance, when qualifications are met each statement cycle.
    • Qualifications:
      • One (1) direct deposit of $250 or more from a valid payroll or government entity, or two (2) ACH debits
      • Ten (10) debit card transactions 
        • Qualifying debit card activity includes point of sale purchases, ATM transactions do not count toward bonus qualifications
      • Must be signed up for eStatements
  • Accounts that do not meet the qualifications will earn a lower APY (annual percentage yield) and a $10 service charge will be applied
  • Interest is compounded and credited every month
  • No minimum balance requirement
  • $50.00 minimum to open

**Foreign ATM fees up to $25.00 will be reimbursed when qualifications are met

†Per your data provider, SMS and data fees may apply.

Learn more about our personal checking accounts here.


Business Checking

  • $50 minimum to open
  • 1,000 free monthly transactions – includes debits and credits
    • If transactions exceed 1,000 per month, the account may be converted to another checking product
  • Up to $10,000 coin and currency deposited per month free
    • If account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product
  • No monthly service charge

Learn more about our business checking accounts here.  

Switch to First Federal Bank! 

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