Current Offers

Construction Loan Specials

Conventional Loan – 1.49% APR* – 10 months

*Annual Percentage Rate (APR) of 1.53% is approximate.  Payment assumes 20% down and a loan amount of $424,100 with a payment of $526.59 per month when fully drawn not including any applicable taxes and/or insurance.  Taxes and insurance may increase your monthly payment.  Loan is interest only, fixed for 10-months at 1.49% APR as a construction loan, then refinanced into a fixed rate loan or Adjustable Rate Mortgage (ARM).  All approvals are subject to underwriting guidelines which include but are not limited to: acceptable credit and income history, property value, etc.  Other rates and programs are available, rate accurate as of 7/7/17.  All rates are subject to change without notice.  This special offer expires 10/31/2017.

Jumbo Loan – 1.99% APR* – 10 months

*Annual Percentage Rate (APR) of 2.01% is approximate.  Payment assumes 20% down and a loan amount of $480,000 with a payment of $813.10 per month when fully drawn not including any applicable taxes and/or insurance.  Taxes and insurance may increase your monthly payment.  Loan is interest only, fixed for 10-months at 1.49% APR as a construction loan, then refinanced into a fixed rate loan or Adjustable Rate Mortgage (ARM).  All approvals are subject to underwriting guidelines which include but are not limited to: acceptable credit and income history, property value, etc.  Other rates and programs are available, rate accurate as of 7/7/17.  All rates are subject to change without notice.  This special offer expires 10/31/2017.

Certificates of Deposit Specials

13 month CD at 1.30% APY*

*APY – Annual Percentage Yield – accurate as of 10/1/17.  Interest rates are set at the time the CD is opened.  Advertised rate and APY are offered at the bank’s discretion and may change daily.  Interest is compounded and credited annually and at maturity.  Penalty may be imposed for early withdrawal.  Fees could reduce earnings on the account.  $500.00 minimum required to open account.  Rates apply to the initial term only.  The 13-month CD is automatically renewed into a standard 12-month CD, at the rate offered at the time of renewal.   See banker for complete details.

21 month CD at 1.60% APY*

*APY – Annual Percentage Yield – accurate as of 10/1/17.  Interest rates are set at the time the CD is opened.  Advertised rate and APY are offered at the bank’s discretion and may change daily.  Interest is compounded and credited annually and at maturity.  Penalty may be imposed for early withdrawal.  Fees could reduce earnings on the account.  $500.00 minimum required to open account.  Rates apply to the initial term only.  The 21-month CD is automatically renewed into a standard 18-month CD, at the rate offered at the time of renewal.  See banker for complete details.

Checking Accounts

Rewards Checking – 1.15% APY*

*APY – Annual Percentage Yield – accurate as of 10/1/17.

  • 1.15% APY paid on balances up to $15,000.00 when qualifications are met each statement cycle
    • Qualifications: Ten (10) debit card transactions $250 minimum Direct Deposit Enrollment in e-statements
  • Accounts that do not meet all qualification requirements each statement cycle will be paid a rate of 0.01% on the entire balance
  • Interest is compounded and credited every month
  • No minimum balance requirement
  • $50.00 minimum to open

**Foreign ATM fees up to $25.00 will be reimbursed when qualifications are met

†Per your data provider, SMS and data fees may apply.

Learn more about our personal checking accounts here.

Freedom Business Checking

  • $50 minimum to open
  • 1,000 free monthly transactions – includes debits and credits
    • If transactions exceed 1,000 per month, the account may be converted to another checking product
  • Up to $10,000 coin and currency deposited per month free
    • If account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product
  • No monthly service charge

Learn more about our business checking accounts here.  

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